uob personalized banking
uob personalized banking
Blog Article
UOB Lender offers several different individual banking expert services meant to meet the monetary requires of people. Beneath is an in depth overview that will help you comprehend The important thing factors and choices.
Different types of Accounts
Financial savings Account: This account enables you to save money although earning curiosity.
Functions: Easy accessibility, fascination earnings, minimum fees.
Gains: Harmless place for your cash, likely growth as a result of curiosity.
Present-day Account: Ideal for everyday transactions and managing bills.
Options: Checkbook facility, overdraft security.
Advantages: Handy for regular payments and withdrawals.
Mounted Deposit Account: For anyone wanting to make better fascination premiums about a fixed interval.
Functions: Fixed expression deposits, greater interest rates compared to cost savings accounts.
Positive aspects: Protected financial commitment choice with predictable returns.
Loans
Own Financial loans: Unsecured financial loans that could be employed for many applications like training or residence renovation.
Sorts:
Installment Financial loans
Credit rating Traces
Benefits: Flexible repayment conditions, aggressive desire prices.
Household Financial loans: Customized remedies for paying for property or refinancing current mortgages.
Types:
Fastened Charge House Mortgage
Floating Price Property Mortgage
Benefits: Diverse plans to match individual demands, appealing prices.
Bank cards
UOB provides A variety of charge cards catering to diverse life and shelling out behaviors:
Benefits Playing cards: Generate points on every single obtain which can be redeemed for items or vacation miles.
Cashback Playing cards: Get cash rebates on day-to-day paying out such as groceries and dining out.
Vacation Cards: Particular Advantages like air miles accumulation and travel insurance policy coverage.
Investment Expert services
For people interested in growing their wealth by way of investments:
Unit Trusts * Diversified portfolio managed by pros. * Appropriate for very long-term development aims.
Structured Deposits * Combines the options of conventional deposits with financial commitment products. * Perhaps better returns but with some threat included.
Insurance plan Products
To shield on your own and Your loved ones in opposition to unexpected activities:
Daily life Insurance coverage * Offers economic safety in case of Dying or vital disease. * Also can serve as a personal savings Resource with regards to the plan picked out.
Overall health Insurance * Covers clinical expenditures like hospitalization fees. * Essential for mitigating higher Health care expenses.
Digital Banking Expert services
Convenience at your fingertips via electronic platforms:
Web Banking
Lets you take care of your finances on the internet:
Look at account balances and transaction historical past
Transfer funds between accounts or pay payments
Submit an application for new merchandise (loans/charge cards)
Cell Banking
Banking on-the-go by means of mobile apps:
Brief stability checks
Cell payment get more info alternatives (QR code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to offer individualized banking alternatives that cater particularly to individual necessities whilst guaranteeing convenience and safety in all transactions.